This gift made in your honor will go towards our work in Burundi to enhance literacy and financial education among small business owners. The program provides training and knowledge in the formation of savings groups and small business skills. There are currently over 20,000 members in our programs, many of whom are single mothers. These women and men engage in small businesses such as selling fruits and vegetables. For more information, please visit www.FiveTalents.org.

This gift made in your honor will go towards our work in Indonesia. Since 2002, Five Talents has been working in under-served communities on the outskirts of Jakarta, Indonesia with its local partner, GERHATI. Five Talents and its partner form savings and loan groups that serve as hubs for other free services, including business skills training, spiritual development, health care and even workshops on personal care. As with all of Five Talents' programs, people of any or no faith may participate. In 2016, Five Talents plans to expand into another slum community, like that of Bekasi, where traditional money lenders have annualized interest rates as high at 800 percent. For more information, please visit www.FiveTalents.org.

This gift made in your honor will go towards our work in Bolivia. Five Talents works in Bolivia to help families start and develop businesses. Members participate in groups of 8-10 and save small amounts of money over time which is loaned out to fellow group members to help them increase their financial, spiritual, and social well being. Members receive training in budgeting, saving, cost of credit, business planning, nutrition and discipleship. They also learn how to invest and grow their businesses. With their savings and therefore the loans, members are able to improve their businesses and cover their basic food, health, education, housing, and business needs.

This gift made in your honor will go towards our work in South Sudan. Five Talents is working there with a group of partners to help restore communities that have been ripped apart by more than two decades of civil war and tribal violence. Five Talents and its partners have set up a community-owned bank in Lietnhom as well as savings groups that serve micro-entrepreneurs. For more information, please visit www.FiveTalents.org.

This gift made in your honor will go towards our work in Eastern Africa, where Five Talents serves communities in Burundi, South Sudan, and Kenya. Through innovative micro-savings programs, community banks, and small business development, we are walking with families to build a brighter future. Five Talents partners with the local church and faith-based organizations to impact the lives of more than 70,000 Eastern African families in 14 dioceses and 2,300 communities. We are empowering new members with tools to save, develop, and grow small businesses. For more information, please visit www.FiveTalents.org.

This gift made in your honor will go towards our work in Burundi to enhance literacy and financial education among small business owners. The program provides training and knowledge in the formation of savings groups and small business-skills. There are currently over 20,000 members in our programs, many of whom are single mothers. These women and men engage in small businesses such as selling fruits and vegetables. For more information, please visit www.FiveTalents.org.

This gift made in your honor will go towards our work in Burundi and South Sudan to help transform families and communities through small group savings. The program provides training and knowledge in the formation of savings groups and small business skills. There are currently over 40,000 members in our programs in these countries, many of whom are single mothers. These women and men engage in small businesses and save in small groups and community banks. Such services are helping famlies to rebuild their lives and establish a hopeful future for their children. For more information, please visit www.FiveTalents.org.

This gift made in your honor will go towards our work in Myanmar. In 2011, Five Talents launched its newest program, partnering with Mothers' Union to set up savings groups and provide business skills training in what was, until recently, one of the world's most isolated countries -- Myanmar. Five Talents has developed a curriculum that helps Burmese micro-entrepreneurs plan, market and manage small enterprises that can provide for their family and enrich their local community. For more information, please visit www.FiveTalents.org.

This gift made in your honor will go towards our work in Indonesia. Since 2002, Five Talents has been working in under-served communities on the outskirts of Jakarta, Indonesia with its local partner, GERHATI. Five Talents and its partner form savings and loan groups that serve as hubs for other free services, including business skills training, spiritual development, health care and even workshops on personal care. As with all of Five Talents' programs, people of any or no faith may participate. In 2016, Five Talents plans to expand into another slum community, like that of Bekasi, where traditional money lenders have annualized interest rates as high at 800 percent. For more information, please visit www.FiveTalents.org.

This gift made in your honor will go towards our work in Philippines, where Five Talents works with local partners to empower low-income communities through group savings and loans. Most families in the slum communities of Manila earn $2 to $3 dollars a day from working at odd jobs. The women are usually the main providers for the family. They scratch by through small-scale buying and selling of basic food, soap, and clothing products. However, due to lack of working capital and basic business skills, their businesses falter and many fail. They have no other means of supporting their families. Five Talents provides training in business skills and management as well as access to savings and loans for development. For more information, please visit www.FiveTalents.org.